Terms & Conditions

1. Acceptance of Terms

By accessing or using the Wevanta platform ("Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our Service.

These Terms apply to all users of the Service, including without limitation users who are browsers, customers, merchants, and/or contributors of content.

2. Description of Service

Wevanta is an AI-powered wealth intelligence platform designed to help individuals and families track, manage, and analyse their financial portfolios. The Service includes:

• Net worth tracking across multiple asset classes
• Investment portfolio management (Stocks, Mutual Funds, Fixed Deposits, PPF, NPS, Gold, etc.)
• Family-level consolidated financial views
• AI-powered portfolio analysis and insights
• Bill reminders and financial goal tracking
• Document vault and secure storage

3. Account Registration

To use certain features of the Service, you must create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your password and accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

We reserve the right to refuse service, terminate accounts, or remove content at our sole discretion.

4. Financial Data and Disclaimer

Important: Wevanta is a personal finance tracking tool and is NOT a licensed financial advisor, investment advisor, broker, or dealer.

• All information provided by the Service is for informational and organisational purposes only
• Nothing on the platform constitutes financial, investment, legal, or tax advice
• You should consult a qualified financial advisor before making any investment decisions
• We are not responsible for any investment decisions you make based on information from the Service
• Market data, valuations, and portfolio analytics are estimates and may not reflect real-time or accurate values

5. User Data and Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to the collection and use of your data as described in the Privacy Policy.

6. Subscription and Payment

Wevanta offers both free and premium subscription plans. By subscribing to a premium plan:

• You agree to pay the applicable fees as described at the time of purchase
• Subscription fees are billed in advance on a monthly or annual basis
• You may cancel your subscription at any time; cancellations take effect at the end of the current billing period
• Refunds are issued at our discretion in accordance with our refund policy

7. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Wevanta and its licensors. The Service is protected by copyright, trademark, and other laws. You may not copy, modify, create derivative works, reverse engineer, or exploit any part of the Service without express written permission.

8. Prohibited Activities

You agree not to engage in any of the following:

• Using the Service for any unlawful purpose or in violation of any regulations
• Attempting to gain unauthorized access to any part of the Service
• Uploading malicious code, viruses, or any disruptive content
• Impersonating any person or entity
• Harvesting or collecting user information without consent
• Using automated bots or scrapers to access the Service

9. Limitation of Liability

To the maximum extent permitted by applicable law, Wevanta shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, goodwill, or other intangible losses, resulting from your use of or inability to use the Service.

10. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will cease immediately.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of significant changes by email or by posting a notice on the platform. Your continued use of the Service after changes constitutes your acceptance of the updated Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in India.

13. Contact Us

If you have any questions about these Terms, please contact us at:

support@wevanta.com