Account & Asset Management

Specialized Engines: FD, Insurance & Real Estate

🕒 6 min read 🕒 Updated 22 Apr 2026

Understanding Dynamic Forms

Because a Home Loan functions vastly differently from a Bank Account, the Wevanta creation interface dynamically morphs based on your selected Category.

1. The Fixed Deposit (FD) Engine

Wevanta handles Fixed Deposits differently than typical ledger accounts. When you create your first FD, the system generates a single "Master FD Portfolio" account.

Every subsequent FD you create is bound to this Master account as an individual "Deposit Slip". You input the Start Date, Maturity Date, Interest Rate, and Invested Amount. The system displays a timeline view of all active FDs, warning you when one is nearing maturity.

2. The Insurance (LIC / ULIP) Engine

When creating an insurance policy, you are asked for the Present Policy Value, Bonus, and Next Premium Date. We calculate your Current Value as Present Value + Bonus.

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Automated Reminder Generation: If you check the Enable Reminders box and set a Billing Cycle (Yearly/Quarterly/Monthly), Wevanta automatically intercepts the creation and spins up a background background task. It creates a scheduled Reminder configured to email you 7 days before the Next Premium Date to ensure no policies lapse.

3. Real Estate & Property

Unlike liquid markets, property valuations are subjective. Enter your exact Purchase Price (Invested Value) and what you estimate the current market rate is. Property accounts also support Rental income transactions, which are directly routed to the Income/Expense analytics engine on your dashboard.