Reminders & Planning

Reminders & Planning — Complete Guide

🕒 13 min read 🕒 Updated 23 Apr 2026

What is the Reminders Module?

The Reminders module is your financial calendar — a place to register every recurring payment obligation, income expectation, or one-time financial deadline. Unlike the Budget Planner (which plans amounts), Reminders focus on dates and actions: making sure you never miss a payment, never forget to renew a policy, and never miss a tax filing deadline.

Reminders are deeply integrated with the rest of Wevanta — the Document Vault creates reminders automatically when you upload an expiring document; the Loans Given module creates reminders for repayment due dates; and you can manually create any reminder for any financial event.

Step 1: The Reminders Dashboard

Go to Planning → Reminders. The top of the page shows four KPI counters calculated in a single database query:

CounterWhat It Counts
OverdueReminders with status overdue — their due date has passed and they have not been marked paid.
Due This WeekPending reminders due between today and 7 days from now.
This MonthAll unpaid reminders due in the current calendar month.
Paid This MonthReminders marked as paid during the current month — your completion rate indicator.

The list below is sorted by urgency: Overdue → Pending → Paid, and within each group by due date ascending.

Step 2: Creating a Reminder

Click 🔔 New Reminder. Every field explained:

FieldWhat to EnterRequired?
TitleA clear, action-oriented name. Examples: "HDFC Home Loan EMI — May 2026", "LIC Premium Due", "Zerodha SIP 5th", "HDFC Credit Card Bill", "Electricity Bill", "File ITR before 31 July". Maximum 150 characters.✅ Required
CategoryChoose from: 🏠 EMI (loan repayments), 📊 SIP (mutual fund), 📄 Insurance, đŸ’ŗ Credit Card, đŸ˜ī¸ Rent, 💎 Subscription, 💡 Utility, đŸ›ī¸ Tax, or 🔔 General. The category icon appears on the reminder card and drives filtering.✅ Required
AmountThe expected payment amount. Leave blank if the amount varies (e.g., credit card bills). When filled, Wevanta shows this on the reminder card so you can see the total payment burden at a glance.Optional
Due DateThe exact date this payment is due. For recurring reminders (EMI, SIP), enter the next upcoming due date — Wevanta will auto-advance this date when you mark it paid.✅ Required
FrequencyOne Time — fires once only (e.g., a tax filing deadline). Monthly — repeats every month (EMI, SIP, rent, utility). Quarterly — repeats every 3 months (insurance, advance tax). Yearly — repeats every year (annual premium, property tax). When you mark a recurring reminder paid, Wevanta automatically creates the next occurrence at the correct future date.✅ Required
Notify X Days BeforeHow many days before the due date you want an email notification (0–30 days). Set 3 for EMIs (enough time to ensure funds are available). Set 14 for insurance premiums (enough time to evaluate and pay). Set 30 for tax deadlines (enough time to gather documents).Optional
Family MemberAssign this reminder to a specific family member. Useful when a family member is responsible for a particular payment — e.g., your spouse manages the school fee reminder.Optional
Linked AccountLink this reminder to a Wevanta account (e.g., link your HDFC Home Loan EMI reminder to the HDFC Home Loan account). This associates the reminder with the correct asset/liability for reporting purposes.Optional
NotesFree-text notes. E.g., "Pay from HDFC joint account. Auto-debit usually fails — manual NEFT needed." Up to 500 characters.Optional

Step 3: Marking a Reminder as Paid

When you make a payment, click ✓ Mark Paid on the reminder card. A quick dialog asks:

  • Payment Mode: Cash, UPI, Bank Transfer, Card, Net Banking, or Cheque.
  • Date Paid: The actual payment date (defaults to today but you can backdate it).
  • Reference Number: UTR, UPI transaction ID, or cheque number.
  • Notes: Any notes about this specific payment instance.

What happens after marking paid:

  • The reminder status changes to Paid.
  • The payment details (mode, date, reference) are stored permanently on the reminder record.
  • If the reminder is Recurring (Monthly/Quarterly/Yearly), Wevanta automatically creates the next reminder at the correct future due date. You never need to manually create next month's EMI reminder — it appears automatically the moment you mark this month's paid.
  • The "Paid This Month" counter increments instantly.

Step 4: Snoozing a Reminder

If a payment is not due exactly on the scheduled date (e.g., a bank holiday means your EMI will debit tomorrow instead), use the Snooze action. Enter the number of days to snooze (1–30). The due date shifts forward by that many days — the reminder stays in your Pending list but with the updated date. The snooze is immediate and does not create a new reminder entry.

Step 5: The Automatic Recurrence Engine

This is the feature that makes the Reminders module genuinely powerful for long-term financial management:

  • Monthly: Mark May EMI paid → June EMI appears automatically, due exactly 1 month later.
  • Quarterly: Mark Q1 advance tax paid → Q2 reminder appears automatically, due 3 months later.
  • Yearly: Mark current year renewal paid → next year renewal appears automatically, due 12 months later.

Each auto-created reminder inherits all settings from the parent (title, category, amount, linked account, notification days, notes) so you never need to re-configure anything.

Step 6: Filtering the Reminders List

Use the status filter tabs at the top of the list:

  • All — shows every reminder regardless of status.
  • Overdue — shows only missed payments. Use this as your daily action list.
  • Pending — shows upcoming payments not yet due.
  • Paid — shows completed payments for the audit trail.
💡
Monthly Ritual: On the 1st of every month, open Reminders and check Overdue first (clear all red items), then check Due This Week (schedule transfers). This simple 5-minute habit ensures zero missed payments across your entire family financial life.
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Auto-created Reminders: The Document Vault, Loans Given, and Fixed Deposit modules all create reminders automatically. An FD maturity reminder, a document expiry alert, or a loan closure reminder will appear in this list without you creating it manually. Check this list regularly even for items you did not personally create.