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Cracking the Financial Health Score (35/100)

🕒 8 min read 🕒 Updated 20 Apr 2026

Automated Financial Auditing

Wevanta scores your financial position out of 100 total points across 4 pillars. To improve your grade (A to D), you must focus on these metrics:

  • Savings Rate (30 pts): Based on spending < income. Aim for 20% savings.
  • Emergency Fund (25 pts): 6 months of cash runway is required for a perfect score.
  • Debt Ratio (25 pts): Your liabilities must be below 30% of your total assets.
  • Diversity (20 pts): You must own 4+ unique asset types (e.g. Cash, Equity, Debt, Commodities).